Registered debt experts only
Make your debt more affordable
How we help reduce your debt
1. Connect with an expert
Finances and consumer rights can be complicated. Let an expert tell you about the options in South Africa—it’s FREE.
2. Find out if you qualify for a reduction
There are legal ways to reduce debt in SA. A quick assessment can reveal whether you qualify to reduce yours.
3. Say yes or no—you're in control
Does the reduction work for you? Perfect! If not, that’s okay, too. It won’t cost a thing to find out.
4. Experts reduce monthly debts to fit your budget—for you
Get on with your life without unaffordable monthly debt payments—a registered pro takes care of the process for you.
Why you’ll love expert help
Reduce monthly payments
Everything fits your budget
Make more money available
Experts negotiate for you
Get legal protection
Lower interest rates
Stress-free payment process
More easily track progress
Avoid asset repossession
Reduce financial anxiety
Creditors won't hassle you
Build credit rating over time
Real stories, real debt
I never thought I’d get out of debt so easily
This service was such a relief.
Khosi
Thank you!!!
Ernst and Jonathan are rock-stars. Thank you both for helping me change my circumstances.
Caitlin
Professional and clear
I appreciate that everything was explained clearly and the go-ahead was up to me. Happy with the decision.
Nico
Great service. Thank you for guiding me
I can afford my debt and take care of my family and couldn’t be more at peace. Thank you.
Ashley
Latest articles
Learn more about money in South Africa with our industry insight, thoroughly-researched, and expert-reviewed guides.
- Real authors
- Expert reviewers
Tyre insurance in South Africa (where to get tyre cover)
Want to cover your car’s tyres and rims? Then, you need tyre insurance. This post shares what it is, what is and isn’t covered, and where to get tyre insurance.
Balloon payment in South Africa (what it is & how it works)
What is a balloon payment and how does a balloon payment work in South Africa? Let’s find out whether opting for a balloon payment is worth it…
What is a demo car? (+ where to find demo cars for sale)
Many believe buying a demo car is better than buying a new car. Find out what a demo car is, their pros and cons, and where to find them for sale.
Claiming insurance: How to claim and get approved (+FAQs)
Claiming on insurance should be easy. After all, accidents, theft, and damage are painful enough. Here’s everything you need to know about claiming insurance.
What is third-party insurance? (Pros, cons, and comparisons)
Third-party and third-party, fire, and theft insurance is an affordable alternative to full comprehensive insurance coverage. Here’s what you need to know.
How to make money online in South Africa (+ how to start)
In South Africa, there are lots of ways to make money online. In this post, we cover the four categories that work best and how to get started today.
How much is car insurance in South Africa? (Rates in 2024)
Exactly how much does car insurance cost in South Africa? To find out, there are a couple of things you need to know. Here are the basics and the costs.
Comprehensive car insurance—what is it & where to get it…
Want to make sure your car is properly insured? Comprehensive car insurance is the way to go. Here’s what you need to know and how to get insured.
Insurance excess fee: What is it? (+ how to use it wisely)
Excess fees apply to all types of insurance. And you can use it to your advantage—if you know what it is and understand how to use it.
Can your car be repossessed while under debt review?
Debt review is a great way to solve debt problems and protect yourself against legal action like car repossession—but there are rules… even under debt review.
Credit score ranges in South Africa (+what’s a good score)
A strong credit score makes lending easier and cheaper. In South Africa, credit ratings range between 0 – 999—this is what’s considered a good credit score.
What to do when you get summons for debt in South Africa
Just got a summons because you’re behind on debt repayments? Here’s what you need to do to respond to a summons for debt in South Africa.
Debt review removal (a way to cancel or remove debt review)
Debt review removal is a relatively new service that helps South Africans get out of debt review. Here’s everything you need to know.
How to remove, withdraw, or cancel debt review (to get out)
The legal side of debt review makes it hard to get out. Since, cancelling or removing yourself isn’t straight forward—we’ll guide you through ways to get out.
How to clear a credit record & your name with credit bureaus
Let’s find out how to clear your credit record… This post covers how long negative listings last, and how to remove them from credit bureaus in South Africa.
How does debt review work? (The process explained)
Okay, so you’ve heard of debt review. But, how does debt review work? In this post, we break down the debt review process step by step to find the answer.
Best investments in South Africa in 2024 (for beginners)
What are the best ways to invest in South Africa? We’ve compiled the list. Here are the eight top investment options anyone could start with.
The 12 cheapest meals in South Africa (most under R100)
Looking for cheap meals you can make at home on a budget in South Africa? Here are our favourite dinner ideas. Most costing well under R100.
45 Online side hustles you can start in South Africa in 2024
Online side-hustles are a great way to make extra money from home in South Africa. Here are the 45 best ways to start earning extra income online
This is how long after debt review you can apply for credit
Find out how long after debt review can you apply for credit, and what debt review clearance certificates have to do with it. Here’s what you need to know.
Get smarter about money
Join thousands of South African subscribers and start making financial improvements where it matters most.