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Make your debt more affordable
How we help reduce your debt
1. Connect with an expert
Finances and consumer rights can be complicated. Let an expert tell you about the options in South Africa—it’s FREE.
2. Find out if you qualify for a reduction
There are legal ways to reduce debt in SA. A quick assessment can reveal whether you qualify to reduce yours.
3. Say yes or no—you're in control
Does the reduction work for you? Perfect! If not, that’s okay, too. It won’t cost a thing to find out.
4. Experts reduce monthly debts to fit your budget—for you
Get on with your life without unaffordable monthly debt payments—a registered pro takes care of the process for you.
Why you’ll love expert help
Reduce monthly payments
Everything fits your budget
Make more money available
Experts negotiate for you
Get legal protection
Lower interest rates
Stress-free payment process
More easily track progress
Avoid asset repossession
Reduce financial anxiety
Creditors won't hassle you
Build credit rating over time
Real stories, real debt
I never thought I’d get out of debt so easily
This service was such a relief.
Khosi
Thank you!!!
Ernst and Jonathan are rock-stars. Thank you both for helping me change my circumstances.
Caitlin
Professional and clear
I appreciate that everything was explained clearly and the go-ahead was up to me. Happy with the decision.
Nico
Great service. Thank you for guiding me
I can afford my debt and take care of my family and couldn’t be more at peace. Thank you.
Ashley
Latest articles
Learn more about money in South Africa with our industry insight, thoroughly-researched, and expert-reviewed guides.
- Real authors
- Expert reviewers
How do rent-to-own cars work? (the process & risks)
Rent-to-own can be a good alternative to traditional car financing. But, it’s not without risk. Here’s how rent-to-own cars work and why some think it’s risky.
What is the difference between debt review and blacklisted?
Being under debt review and being blacklisted both affect someone’s credit access. But in very different ways, and for very different reasons—here’s the deal.
What will my credit score be after debt review? (Answered)
Not sure how debt review affects your credit score ? We’ve got you. Let’s find out what your credit score could be after debt review.
How to qualify for a home loan (+ how to save when you buy)
Most of us dream of owning our own home, or multiple homes. But real estate is expensive. That’s why we rely on home loans. Here’s how to qualify.
How to invest in property in South Africa (Beginners Guide)
Property investing can be a little intimidating at first. Until you know how to invest in property, then it becomes easy. Here’s how anyone can do it.
How much does it cost to build a house in South Africa? 2024
To build or to buy? That’s the question. This post will help you decide by reviewing the cost of building a house in South Africa—let’s get started.
Tyre insurance in South Africa (where to get tyre cover)
Want to cover your car’s tyres and rims? Then, you need tyre insurance. This post shares what it is, what is and isn’t covered, and where to get tyre insurance.
Balloon payment in South Africa (what it is & how it works)
What is a balloon payment and how does a balloon payment work in South Africa? Let’s find out whether opting for a balloon payment is worth it…
What is a demo car? (+ where to find demo cars for sale)
Many believe buying a demo car is better than buying a new car. Find out what a demo car is, their pros and cons, and where to find them for sale.
Claiming insurance: How to claim and get approved (+FAQs)
Claiming on insurance should be easy. After all, accidents, theft, and damage are painful enough. Here’s everything you need to know about claiming insurance.
What is third-party insurance? (Pros, cons, and comparisons)
Third-party and third-party, fire, and theft insurance is an affordable alternative to full comprehensive insurance coverage. Here’s what you need to know.
How to make money online in South Africa (+ how to start)
In South Africa, there are lots of ways to make money online. In this post, we cover the four categories that work best and how to get started today.
How much is car insurance in South Africa? (Rates in 2024)
Exactly how much does car insurance cost in South Africa? To find out, there are a couple of things you need to know. Here are the basics and the costs.
Comprehensive car insurance—what is it & where to get it…
Want to make sure your car is properly insured? Comprehensive car insurance is the way to go. Here’s what you need to know and how to get insured.
Insurance excess fee: What is it? (+ how to use it wisely)
Excess fees apply to all types of insurance. And you can use it to your advantage—if you know what it is and understand how to use it.
Can your car be repossessed while under debt review?
Debt review is a great way to solve debt problems and protect yourself against legal action like car repossession—but there are rules… even under debt review.
Credit score ranges in South Africa (+what’s a good score)
A strong credit score makes lending easier and cheaper. In South Africa, credit ratings range between 0 – 999—this is what’s considered a good credit score.
What to do when you get summons for debt in South Africa
Just got a summons because you’re behind on debt repayments? Here’s what you need to do to respond to a summons for debt in South Africa.
Debt review removal (a way to cancel or remove debt review)
Debt review removal is a relatively new service that helps South Africans get out of debt review. Here’s everything you need to know.
How to remove, withdraw, or cancel debt review (to get out)
The legal side of debt review makes it hard to get out. Since, cancelling or removing yourself isn’t straight forward—we’ll guide you through ways to get out.
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