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Everycent (Pty) Ltd is an independent publisher, not an investment advisor. Its articles, interactive tools and other content are provided to readers and users for free, as self-help tools and for informational purposes only. They are not intended to provide investment advice. Everycent does not and cannot guarantee the accuracy or applicability of any information in regard to any individual’s circumstances. Examples are hypothetical, and we encourage readers and users to seek personalised advice from qualified professionals regarding specific matters or issues. Our estimates are based on historical data and performance, and historical data and performance is not a guarantee of future performance or accuracy.

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So how do we make money? Our partners compensate us. This may influence links that appear in our content and which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or opinions, which remain grounded in countless hours of research. This structure allows us to share more accurate and less biased opinions compared to websites that have an incentive to present their service more favourably. Here is a list of our partners.